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Registration for ‘Other’ and dual insurance terms: getting them right so you recover the most

‘Other’ and dual insurance terms: getting them right so you recover the most


It's not unusual to see contract terms requiring one party to take out additional liability insurance to cover another. But when damage occurs, whose policy responds and why? Can strategic contracting prior to any claim make a difference to the ultimate insurance outcome?

Using actual contract and policy case examples, this workshop examines situations where damage occurs and multiple liability policies potentially respond. We examine the importance of getting 'pre-claim' contract and insurance terms right, to take best advantage of contribution and dual insurance rights.


Typical 'insurance for others' obligations

  • The scope and importance of commercial obligations to insure another, with examples. 
  • Revisiting section 48 of the Insurance Contracts Act. 
  • Typical 'extended' liability covers: principals and others. 

Dual insurance and contribution: how does it work?

  • When does dual insurance arise?
  • What does it mean for an insured?
  • How does it work in practice? Section 76 Insurance Contract Act explained. 
  • Can an insurer limit their exposure to dual insurance?

Aligning contracts and cover

  • Section 45 of the Insurance Contracts Act explained through examples. 
  • How the interplay between sections 45 and 48 ICA are critical to commercial insurance terms. 
  • Strategic contracting and what to look for when reviewing commercial contracts and liability policy terms to maximise your coverage position. 

By attending this workshop you will obtain:

  • A greater understanding of important ICA terms that can impact insurance obligations.
  • An insight into how dual insurance and contribution issues work, and the terms designed to restrict insurers' exposure.
  • A practical checklist of key issues to identify when assessing an insured's contractual insurance obligations, and ways to maximise your coverage position to align the contracts with the cover.


Brisbane Workshop
16 May 2017
9:00am - 12:30pm
Karstens Conference Centre

Melbourne Workshop
17 May 2017
9:00am - 12:30pm
Karstens Conference Centre

Sydney Workshop
24 May 2017
9:00am - 12:30pm
Karstens Conference Centre

 CIP / CPD Points:
3 points

Earlybird registration: 
$385.00 inc. GST
Standard registration: 
$423.50 inc. GST

10% discounts for groups of
3 or more. Contact the
Elevista Events Team for group registrations. 

Earlybird registration ends
25 April 2017

Event Registration    (Event Date)

Event Registration unavailable.